Step 1: Check Your Eligibility for SSI Disability

Before you begin your application, it’s important to ensure that you meet the eligibility requirements for SSI:

• Disability: You must have a medically diagnosed condition that prevents you from working and is expected to last at least one year or result in death.
• Age: You must be 65 or older, or if under 65, you must have a disability.
• Limited Income and Resources: SSI is a need-based program, so you must have limited income and resources. For 2025, the income limit is $2,000 for individuals and $3,000 for couples.

If you meet these criteria, you may be eligible to apply for SSI benefits.

Step 2: Gather the Necessary Documents

To apply for SSI disability, you will need to gather various documents to support your application. Having everything ready will help you complete the process smoothly:

• Proof of identity: Social Security number, birth certificate, or U.S. passport.
• Medical records: Detailed documentation of your disability, including doctor’s notes, test results, and any treatments you’ve received.
• Income and resource information: Pay stubs, bank statements, and proof of any other income or resources.
• Work history: If applicable, you may need to provide information about your past employment.

It’s crucial to have these documents organized before you start the application to avoid delays.

Step 3: Complete the SSI Disability Application

You can apply for SSI disability benefits in several ways:

Online Application
The easiest and fastest way to apply for SSI is online through the Social Security Administration (SSA) website. Here’s how:

• Visit the SSA website at www.ssa.gov.
• Create a my Social Security account if you don’t already have one.
• Complete the online application form, which will ask for information about your medical condition, income, and resources.

Phone Application
If you prefer, you can apply by phone by calling the SSA’s toll-free number at 1-800-772-1213. An SSA representative will guide you through the process.

In-Person Application
You can also apply in person at your local Social Security office. It’s a good idea to call ahead to schedule an appointment and ensure you have all the necessary documents with you.

Step 4: Wait for the SSA’s Decision

Once you submit your application, the SSA will review your case to determine if you qualify for SSI disability benefits. This process may take several months, so it’s important to be patient. During this time, the SSA will:

• Review your medical records to verify your disability.
• Evaluate your financial resources and income to determine if you meet the eligibility requirements.

You can check the status of your application online by logging into your my Social Security account or by calling the SSA.

Step 5: Respond to Requests for Additional Information

In some cases, the SSA may request additional information or documents to process your application. It’s important to respond to these requests as quickly as possible to avoid delays. Be sure to keep track of any communications from the SSA and provide the necessary information promptly.

Step 6: What to Do if Your SSI Disability Claim Is Denied

If your application for SSI disability benefits is denied, don’t worry — you have the right to appeal the decision. The appeal process typically involves several stages:

• Reconsideration: The SSA will review your case again to see if they made an error in their decision.
• Hearing before an Administrative Law Judge (ALJ): If your case is denied at reconsideration, you can request a hearing. A judge will hear your case and make a new decision.
• Appeals Council: If the ALJ denies your claim, you can appeal to the SSA Appeals Council.
• Federal Court: As a last resort, you can take your case to federal court.

At Hogan Smith, we can guide you through the appeals process to give you the best chance of receiving the benefits you deserve.